This information and its contents are provided for informative purposes only and all information and ideas are provided in good faith by the author who believes such information to be true and honest to the best of the authors’ knowledge and belief

Any and all opinions expressed by the author represent the views and opinions of the author at the time of writing.  The author reserves the right to vary or change any such opinions subsequently. It is not possible to provide comprehensive information and advice tailored to each individual situation within a report such as this and it should not be regarded as any kind of substitute for appropriate and personalised professional advice. 

Nothing in this report can be considered to be any form of promise or guarantee.  Implementation of any of the recommendations mentioned in this guide are entirely at the reader’s own risk.  The reader is totally responsible for the choices and decisions they make, and for any and all consequences of those decisions.  A J Stafford shall not be liable for any special, indirect, incidental or consequential damages, including without limitation lost revenues or lost profits that may result from the use of these materials or information